Shore Thing

Ask a travel agent whether they have errors and omissions insurance and you’ll sometimes get a confident yes, sometimes a confident no, and surprisingly often: “I think my host agency covers that? I’m not totally sure.” That “not totally sure” is the problem I want to address. What E&O insurance actually is. Errors and omissions insurance covers you if a client claims you made a mistake, gave bad advice, or failed to do something you were supposed to do in the course of booki

Whether you’re affiliated with a host agency or running fully independent as your own registered entity changes more about your bookkeeping than most travel agents realize when they’re making the decision — and it’s worth understanding before you set up your books, not after you discover they don’t match your actual situation. The basic structural difference. A host agency provides you an umbrella — often handling your accreditation (like an IATA or CLIA number), supplier rel

Let me start by saying something important: none of these are stupid mistakes. They’re incredibly common, completely understandable, and almost always the result of nobody ever explaining how travel agency finances actually work — because the travel industry has its own financial rhythm that generic business advice doesn’t account for. Here are the five I see most often. 1. Treating commission income like regular income. This is the big one. When you book a trip, you don’t ge