Later is doing a lot of heavy lifting in small business land. Later I’ll set up a real business bank account. Later I’ll get the LLC sorted. Later I’ll figure out what I’m actually supposed to be paying in taxes. Later, once things slow down a little, once I have more clients, once I have more time. Here’s the problem with later: the IRS doesn’t care about your timeline. And neither do the fees, the fines, the personal liability exposure, or the accountant who’s going to char
