Nobody talks about this part, so I’m going to. When small business owners avoid their books — and most of them do, at some point — it’s rarely because they’re lazy or irresponsible. It’s because looking at the numbers feels like a verdict. And if you’re not sure the verdict is going to be good, it’s easier to just not look. I get it. I run my own business. I know what it feels like to be afraid of your own bank account. But here’s what I’ve learned from working with a lot of